credit analyst/evaluation, sme banking in Bangsar

job type
RM 60,000 per year
reference number
apply now

job description

About our client

Our client is a reputable regional financial technology (fintech) with offices across South East Asia that provides working capital (term loan and factoring/invoice financing) to SMEs across all industies/sectors. Our client is looking for a senior creidt officer to evaluate credit proposed by the sales team.

About the role

  • Evaluate credit applications from the Client Relationship Manager and assist the Director, Credit Risk during the decision making process in supporting the business growth.
  • Identify potential risk, propose and impose controls measures to safeguard the credit quality the company interest to contain credit provision/losses
  • Manage the due diligence process (including validating and analysing due diligences results); the completion of a comprehensive underwriting approval package (including making presentations to Director, Credit Risk for approval)
  • Perform site visit to borrower premise/operation where necessary to ensure credit standards are maintained.
  • Accountable to oversee quality and performance monitoring of the portfolio including non-conforming


  • Must have a Bachelor’s Degree in business, accounting, or finance
  • Familair with the features and mechanism of term loan and factoring/invoice financing
  • Must have 5 years of experience in evaluating asset-based lending secured by accounts receivable/inventory and cash flow generated/secured by healthy asset conversion cycle
  • Excellent problem solving and analytic capabilities utilized to identify root cause issues/improvement opportunities, and designing approaches/programs to address those issues.
  • Excellent written and verbal communication skills and the ability to present complex ideas in a straight forward and understandable manner.


  • Unlimited annual leave
  • Flexible working arrangement (hours and location)


apply now