mortgage underwriter (remote) in phoenix

posted
job type
permanent
salary
US$ 85,000 per year
apply now

job details

posted
location
phoenix, arizona
job category
Banking
job type
permanent
working hours
8 to 5
salary
US$ 85,000 per year
experience
5 Years
reference number
486926
phone
602.977.1114

job description

job summary:

Mortgage Underwriter - (remote)

We are hiring Mortgage Underwriters for remote positions for a large nationwide full-service lender who is rapidly expanding. The Mortgage Underwriter will be responsible for underwriting and clearing conditions for FHA, VA and Conventional loans ensuring compliance with specific company, investor and insurer underwriting guidelines in a paperless environment.

Location: Multiple positions (working remotely)

Salary: 85,000 - 100,000. Base Salary + Bonuses

  • Benefits: Health insurance
  • Dental insurance
  • Vision insurance
  • Retirement plan
  • Paid time off
     
    location: Phoenix, Arizona
    job type: Permanent
    salary: $85,000 - 100,000 per year
    work hours: 8 to 5
    education: Associate's degree
    experience: 5 Years
     
    responsibilities:
    • Reviews files upfront for initial credit decision based on Company checklists and guidelines.
    • Issues loan approvals or escalates files to loan committee when necessary based on company guidelines.
    • Maintains pipeline within the company's standards: 24-hour turn-around time for upfront and final underwrite.
    • Grades loan application quality as based on criteria covered in training.
    • Reviews files throughout the process if requested by the processor.
    • Communicates errors and missing information to Processor via email.
    • Emails information pertaining to the loan file through Encompass.
    • Adjusts condition sheet in Encompass PC with applicable conditions.
    • Reviews files for final approval once all items are gathered by the processor.
    • Issues final approval uploading all necessary approval documentation into Company's software systems with appropriate signatures.
    • Works with post-closing department on any stipulations for closed files.
     
    qualifications:
    • Minimum 5 years of Mortgage Underwriter experience in a retail environment for mortgage lender highly preferred.
    • Minimum 5 years of credit and appraisal experience in mortgage lending field covering FHA, VA and Conventional Loan Programs.
    • Recent experience Underwriting FHA loans and supporting the Mortgage Lending activity at a purchase focused Mortgage lender.
    • Basic understanding of mortgage banking software, Mortgage Underwriting, loans, purchase, and refinance transactions
    • SAR and/or DE strongly preferred..
    • Superior customer service skills.
    • Self-starter with excellent time management skills.
    • Ability to maintain the highest level of confidentiality.
    • Excellent problem-solving skills.
    • Excellent communication skills - written, verbal with an ability to present ideas clearly and concisely.
    • Ability to multi-task in a fast-paced environment.
    • Encompass++

    Application Process

    Once we know you are interested, a Randstad Professionals recruiter will review your resume and contact you to better understand your skills for this position and tell you more about the opportunity. We will meet qualified candidates face to face and our best talent will interview with the employer face to face - we will move quickly!

    Interviewing now! Submit your resume today.

    Julie.slade@randstadusa.com

    602-977-1114

     
    skills: Mortgage Underwriting

    Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

    skills

    Mortgage Underwriting

    qualification

     

    • Minimum 5 years of Mortgage Underwriter experience in a retail environment for mortgage lender highly preferred.
    • Minimum 5 years of credit and appraisal experience in mortgage lending field covering FHA, VA and Conventional Loan Programs.    
    • Recent experience Underwriting FHA loans and supporting the Mortgage Lending activity at a purchase focused Mortgage lender.
    • Basic understanding of mortgage banking software, Mortgage Underwriting, loans, purchase, and refinance transactions
    • SAR and/or DE strongly preferred.. 
    • Superior customer service skills.
    • Self-starter with excellent time management skills.
    • Ability to maintain the highest level of confidentiality.
    • Excellent problem-solving skills.
    • Excellent communication skills – written, verbal with an ability to present ideas clearly and concisely.
    • Ability to multi-task in a fast-paced environment.
    • Encompass++

     

    Application Process

    Once we know you are interested, a Randstad Professionals recruiter will review your resume and contact you to better understand your skills for this position and tell you more about the opportunity.  We will meet qualified candidates face to face and our best talent will interview with the employer face to face – we will move quickly!

    Interviewing now!  Submit your resume today.

    Julie.slade@randstadusa.com

    602-977-1114

    responsibilities

    • Reviews files upfront for initial credit decision based on Company checklists and guidelines.
    • Issues loan approvals or escalates files to loan committee when necessary based on company guidelines.
    • Maintains pipeline within the company’s standards: 24-hour turn-around time for upfront and final underwrite.
    • Grades loan application quality as based on criteria covered in training.
    • Reviews files throughout the process if requested by the processor.
    • Communicates errors and missing information to Processor via email.
    • Emails information pertaining to the loan file through Encompass.
    • Adjusts condition sheet in Encompass PC with applicable conditions.
    • Reviews files for final approval once all items are gathered by the processor.
    • Issues final approval uploading all necessary approval documentation into Company’s software systems with appropriate signatures.
    • Works with post-closing department on any stipulations for closed files.

    educational requirements

    Associate's degree