credit risk manager in london

posted
job type
permanent
salary
£ 40,000 per year
apply now

job details

posted
location
london
job category
financial services
job type
permanent
working hours
Full-Time
salary
£ 40,000 per year
reference number
MJ69760
apply now

job description

Do you want to work for a global bank with universal coverage in banking, assets and market capitalisation? Do you have strong interpersonal and management skills? Do you have a proven track record of Credit Risk Management in the Corporate contexts in Financial Services?

BENEFITS



* Competitive salary
* Prestigious employer with a globally-respected brand
* Generous annual leave entitlement
* Opportunity to provide leadership
* Generous company pension scheme
* Great performance bonus opportunities

ROLE SUMMARY

Independent credit appraisal of corporate lending proposals from business groups. The role involves a review of the business proposals and secondary research reports (including external rating rationales, equity reports etc.), to understand the business and financial profile of the borrower and assigning an internal credit rating.

The analyst will interact with business group relationship managers and in some instances with the client. The analyst may be required to engage with other groups for the loan proposals namely Legal group and the Risk group of the Bank.

Please note that our client can ONLY consider applicants who do not require sponsorship in order to work in the UK.

KEY ACCOUNTABILITIES



*

Credit appraisal of business proposals within specified turnaround time.


*

Articulate key credit issues at credit committees. Disseminate key risk issues and relevant recommendations for risk mitigation through 'risk rating rationales' to the Committee members.


*

Review existing frameworks for assessment of different types of lending transactions.


*

Ensuring that lending proposals are in compliance with the various Risk policies and local regulations in the various jurisdiction that the bank operates.


*

Monitoring various credit limits set by the bank through the periodic portfolio reports presented to the Committee. Ensure proper reporting of portfolio highlights to the management.


*

Reviewing cases in arrears and taking appropriate action where necessary.


*

Maintain physical and electronic documentation of all proposal related information as per the internal requirements of the bank


*

Engaging with internal and external auditors as and when necessary


*

To undertake projects and assignments from time to time as directed by the supervisor


Functional Skills Required



* Experience in 2nd Line of Defence of the Risk function
* Strong analytical and interpersonal skills
* Ability to challenge and convince, independently and constructively, senior management, peers to conduct the business with the desired risk return profile.
* Ability to analyse proposals in considerable detail, and from a range of perspectives. Proposing alternate solutions in lending proposals to mitigate risks
* The candidate should be very conversant in using excel spreadsheets

WHAT NEXT?

Click APPLY now or alternatively contact Priya Pancholi on 020 7786 6948 for more information.

We are seeking to arrange interviews ASAP, so please don't delay!

Randstad Financial Services encourage applications from individuals of all ages & backgrounds. Appointment will be made on merit alone but candidates must be able to demonstrate their ability to work in the UK. Randstad Financial Services acts as an employment agency for permanent recruitment & an employment business for temporary recruitment as defined by the Conduct of Employment Agencies & Employment Business Regulations 2003

Randstad Business Support is acting as an Employment Agency in relation to this vacancy.

skills

credit analyst,credit risk

qualification

a levels

educational requirements

university