senior risk analyst, collections.

As a Senior Risk Analyst on the team working closely with Risk Managers & Senior Risk Managers, this role plays a crucial role to maximise the bank’s reputation for corporate responsibility, and to prevent unacceptable to unacceptable credit risk.

Responsibilities:

• Analyse and report on key trends in collections portfolio performance, with a high focus on risk management.
• Provide insights on portfolio trends and accurately predicting future delinquencies and bad debt losses.
• Work closely with business stakeholders to offer timely help with credit risk, late payments, collection strategies, and issues with decision-making systems.
• Contribute to the strategies for managing risk in collections and recoveries.
• Participate in business development and risk-related projects.
• Develop, implement, and track effective credit policies. Make sure these are clearly communicated to business stakeholders.
• Assist in managing relationships with external parties like Insolvency and Trustee Service Australia, ASIC, and the Privacy Commissioner, as they relate to collections and recoveries.

Requirements:

• Strong SAS, SQL programming and Excel skills are essential. Tableau is highly desirable.
• Proficient with data extraction, manipulation and analysis.
• Some understanding of consumer banking products, credit risk lifecycle, delinquency monitoring/reporting, credit scoring, behavioural scoring, scorecard development and monitoring, credit risk decisioning system.
• Risk management and credit policy experience highly desirable.