credit risk analyst (portfolio & reporting).

This bank is a tier-one financial institution recognised for its digital-first culture and customer focus. You will join a collaborative, flat-structured risk team that empowers analysts to directly influence lending strategy and decision-making.

The Role

Reporting to the Retail Credit Risk Manager, you will deliver portfolio monitoring, investigate underlying risk trends, and build reporting capabilities across retail and expanding SME portfolios.

Key Responsibilities:

• Portfolio Monitoring & Insights (40%): Analyse arrears, hardship, Stage 2/3 transitions, and early warning metrics across mortgages, cards, personal, and business lending. Provide executive commentary for risk committees.
• SME Capability Build (25%): Partner with data owners to design new risk metrics, improve data coverage, and build dashboards for evolving SME portfolios.
• Month-End Delivery (25%): Execute monthly risk reporting, resolve reconciliation issues, and maintain data controls.
• Initiatives & Automation (10%): Support regulatory data projects and implement reporting automation.

Your Experience

Background: 3+ years in credit risk analytics, portfolio monitoring, or risk reporting within banking or financial services. Experience with retail or SME lending portfolios required.

Technical Skills: Strong SQL and data validation capabilities. Hands-on experience developing dashboards in Tableau or Power BI.

Analytical Mindset: Proven ability to investigate the "why" behind data anomalies and translate numbers into commercial risk insights.

Communication: Ability to articulate complex risk trends clearly to policy teams and senior stakeholders.

Requirements: Degree in a quantitative discipline (Statistics, Math, Finance, Data Science, or related), full Australian work rights, and Sydney residency (3 days in-office).

To apply online, please click on the appropriate link.

At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.